Fuel Express and Ramp are built for different jobs. Ramp is a Visa corporate card and expense platform — its own site calls it “not a traditional fleet card” — that adds category controls to fuel spend and advertises 5 cents per gallon in savings. Fuel Express is a purpose-built fleet fuel card accepted at 320,000+ fuel and maintenance locations, with no startup, annual, or hidden fees and Geotab and GPS Insight tracking.
Ramp is a corporate card and spend-management platform that applies its Visa card and controls to fuel spending. It has no fuel-specific network and no telematics of its own, so fuel is one category inside a broader finance tool.
What is Ramp?
Ramp describes itself as a corporate card and expense-management platform, and states plainly that it is “not a traditional fleet card” [Source: ramp.com]. Its fleet page applies the Ramp Visa card to fuel spend: accepted anywhere Visa is, a free tier at $0 per user and a Plus tier at $15 per user per month plus a platform fee, and 5 cents per gallon in fuel savings [Source: ramp.com]. It offers merchant-category controls and expense reporting, but no fuel network and no telematics. One practical note for high-volume fueling: Ramp places a pending authorization of $100 to $300 at the pump and the maximum can vary by station [Source: ramp.com].
How do Fuel Express and Ramp compare?
Ramp brings corporate-card spend controls and a 5-cent-per-gallon fuel saving on the Visa network, but it is not a purpose-built fuel card and offers no telematics. Fuel Express covers 320,000+ fuel and maintenance locations with no card fees and provides GPS tracking with the card.
| Feature | Fuel Express | Ramp |
|---|---|---|
| Acceptance | 320,000+ fuel and maintenance locations nationwide | Anywhere Visa is accepted; no fuel-specific network [Source: ramp.com] |
| Card and account fees | No startup, annual, or hidden fees | Free tier at $0 per user; Plus at $15 per user per month plus a platform fee [Source: ramp.com] |
| Fuel discounts | Volume-based — quoted to your fleet in writing | 5c per gallon [Source: ramp.com] |
| Spend controls | Per-driver and per-vehicle limits, purchase restrictions, pump security code | Auto-enforced limits and merchant-category locks such as fuel and maintenance [Source: ramp.com] |
| GPS and telematics | Geotab and GPS Insight provided and integrated with the card | None published — Ramp is a card and expense platform, not a telematics provider [Source: ramp.com] |
| Best suited for | Fleets of any size wanting wide fuel and maintenance access with no card fees | Finance-team-led businesses managing all spend, with fuel as one category |
Sources: ramp.com (Ramp acceptance, fees, fuel savings, controls, telematics). Only figures published on the provider's own website are cited; where a figure is not published, we say so rather than cite a third party. Confirm current terms directly with each provider. See how we compare. Facts last verified: August 3, 2026.
How does Fuel Express compare?
Fuel Express is a purpose-built fleet fuel card accepted at 320,000+ fuel and maintenance locations with no startup, annual, or hidden fees and no per-user platform charge. Where Ramp has no telematics, Fuel Express provides Geotab and GPS Insight and integrates them with the card, and the same account handles fuel and maintenance with per-driver and per-vehicle purchase controls designed for fueling rather than general expense management. See our comparison methodology and the comparison hub.
Choosing between Fuel Express and Ramp
Choose Fuel Express if
- You want a purpose-built fuel card with 320,000+ fuel and maintenance locations.
- You want no card fees and no per-user platform charge.
- You want GPS tracking provided and no pump-authorization limits on large fills.
Choose Ramp if
- You are a finance-team-led business that wants to manage all company spend, with fuel as one category.
- You want a Visa corporate card with expense automation and are comfortable with its pricing tiers.
- Telematics and fuel-network depth are not priorities for your fleet.
Frequently Asked Questions
Not in the traditional sense — Ramp's own site says it is 'not a traditional fleet card.' It is a Visa corporate card and expense platform that adds category controls to fuel spend, without a fuel-specific network or telematics.
Ramp publishes a free tier at $0 per user and a Plus tier at $15 per user per month plus a platform fee. Fuel Express charges no startup, annual, or hidden fees and no per-user platform charge.
No. Ramp does not publish any telematics or GPS capability — it is a card and expense platform. Fuel Express provides Geotab and GPS Insight tracking and integrates it with the card.
Finance-team-led businesses that want to manage all company spend in one platform, with fuel as one category, and do not need a dedicated fuel network or telematics. Fleets focused on fueling usually fit Fuel Express better.
A card built for fueling, not just expenses
320,000+ fuel and maintenance locations, no card fees, and GPS tracking provided with the card. Complete the short application to get started.
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